In Germany, dental care is generally free with valid health insurance. However, it depends on the type of treatment. Most essential dental procedures are free. Patients will have to pay for non-plastic and amalgam fillings, as well as cosmetic and non-essential treatments.
German dental care is widely regarded as one of the best in Europe. As a result, what you might have to pay for a procedure can vary greatly depending on the type and level of coverage you have. Insured individuals, whether with state or private plans, are covered for routine procedures, such as simple fillings and dental hygiene. But important dental treatments, such as crowns and dentures, are only partially covered by state plans.
Individuals with private insurance can do better with important dental work. However, they should carefully research the type of dental coverage they have purchased. German companies often limit the coverage that new policyholders can receive. They will likely need an eight-month waiting period before making any reimbursements, and after that they can restrict their reimbursements to 60% to 80% of the total cost of major dental work.
It depends on the type of treatment you need. Many treatments are covered by your health insurance, such as annual scraping, standard fillings, and tooth extraction. Present your DAK health insurance card at the front desk and we will cover the costs of your treatment. With some other treatments or services, you will have to cover part of the costs yourself, for example, for dentures.
Your dentist will provide you with a quote for treatment. Don't hesitate to show us the budget before signing it. Unfortunately for internationals working in Germany, it can be confusing to determine what your health insurance covers and what doesn't cover when it comes to dental care. Dental checkups and fillings are always 100 percent covered, as well as a fixed amount of cleanings each year.
As in many areas of health, there are a variety of dental problems that can become more common as you age and that can make you no longer able to take out refill insurance. Supplemental private dental insurance will cover a significant part of the rest or even the entire remaining amount. Dental work may be covered by health insurance, but things can get a little complicated here, so it's worth researching. This is a period of time after starting your coverage during which you are not eligible to claim any procedures, including most types of dental treatments.
If you have private health insurance (private Krankenverischerung), the level of reimbursement you can expect for dental care depends on your individual plan. In an ongoing effort to reduce costs, compulsory health insurance (Gesetzliche Krankenversicherung) has significantly reduced the number of dental treatments included in its coverage. Know exactly what you're covered for when it comes to your teeth, with Ottonova's full-service digital dental insurance. It's worth noting that many private insurers have an “exclusion period” for new policyholders, which means you can't claim for any dental work done within the first few months of taking out private health insurance.
So, if you're insured through a private health insurer like Ottonova, you don't need to look for additional dental insurance. If your parents and grandparents have problems with their teeth, it's very likely that you will also need dental treatments in the future. If you have private health insurance (Private Krankenversicherung, or 'PKV'), it's usually possible to claim up to 100 percent of the costs of a dental procedure from your provider, depending on your fee. However, taking care of your dental health is incredibly important: your smile is one of your best assets, and poor dental health can be linked to a variety of other diseases.
Feather policies have no waiting time, as long as you haven't booked your dental appointment before purchasing dental insurance. . .